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ATM Network Message Path

Trace a cash withdrawal through the ATM, acquirer switch, scheme network, issuer, dispenser, journal, reversal path, and settlement.

ATMSwitchSchemeIssuerDispenserJournalmsgCard and terminal start the sessionbeginner traceFocus: ATM
Step 1 / 8Card and terminal start the session

The ATM reads chip or magnetic fallback data, identifies the network route, checks local terminal state, and starts a controlled session before any cash movement is possible.

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